10 month Interest Free from the QuaySide Dental Practice

10 month Interest Free (IFO) is an exciting new payment method which allows you to spread the cost of your dental treatment
WITH NO CHARGES

Why is the 10 month IFO different to store cards?

Can I put all of my treatment costs on the card?

What credit limits are available?

How much will I have to pay?

How long can I take to repay?

How do I apply?

Can I only pay for my own treatments with my plan?

What happens once I have been accepted?

Your IFO is, unlike a credit card, a completely Interest Free payment method,(provided payments are made on time)

There are no "hidden charges" such as annual fees or monthly interest charges.

It is provided exclusively for the payment of your dental treatment and therefore enables you to 'separate' this cost from your day to day living expenses.

All of your dental treatment costs, including small items e.g. tooth brushes, can be put on your account. If your outstanding balance is under £40, that amount will be deducted for you next payment date.

The credit limit is determined by your needs (subject to status), however, you may take as little as £250 or the maximum of £15,000.

You may increase your credit limit, at any time, to meet your changing needs with only a simple telephone call to our office, or through our reception desk.

Your payments are calculated each month by the balance outstanding on your account (see some examples)

The repayment figure will be clearly shown on your personal monthly statement which you will receive approximately 14 days before payment is taken by direct debit.

The repayment period varies dependent on the value of the treatment charged to your account. However the maximum repayment time is 10 months. (see some examples)

You may apply using the attached form easily, either:

• directly to the administrators, Clode PLC, by phone, fax or post. The address and relevant contact numbers can be viewed by clicking here.
  
  
• through us, ask the receptionist for details. We can usually get you an acceptance within 15 minutes through the reception, or within 24 hours for postal enquiries.

You may chose to extend the use of your IFO to other members of your family to pay for their dental treatment costs.

You will usually receive approval over the telephone and you can start paying for your treatment costs straight away.

All treatment costs must be discussed with the reception at Quay Side Dental Practice.